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Reverse Mortgage

Home Equity Conversion Mortgages, more commonly known as reverse mortgages, allow senior homeowners age 62 and older to convert home equity into monthly payments or a line of credit.The mortgage is "reverse" because instead of the homeowner making payments on the loan, the payment stream flows from the lender to the homeowner.


Homeowners 62 and older currently living in a home with no mortgage or a small remaining mortgage balance are eligible to participate in FHA's reverse mortgage program.



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