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Reverse Mortgage

Home Equity Conversion Mortgages, more commonly known as reverse mortgages, allow senior homeowners age 62 and older to convert home equity into monthly payments or a line of credit.The mortgage is "reverse" because instead of the homeowner making payments on the loan, the payment stream flows from the lender to the homeowner.

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Homeowners 62 and older currently living in a home with no mortgage or a small remaining mortgage balance are eligible to participate in FHA's reverse mortgage program.

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